Paynetics taxes and limits
Taxes
| Type of fee | Standard | Premium |
|---|---|---|
| A1 Wallet account creation | Free | Free |
| Monthly fee | 0 BGN | 0 € | 5,99 BGN | 3.06 € Free for A1 clients which using mobile services with Extra A1 Wallet Unlimited for the first 6 months |
| Monthly inactivity fee | 0 BGN | 0 € | 0 BGN | 0 € |
| Top up with MasterCard/VISA | Free for first 3m up to 500 BGN | 255.65 €, 0.90% min.0,20 BGN | 0,10 € after | Free up to 800 BGN | 409.05 € ,0,70% after |
| Top up with bank transfer | 0 BGN | 0 € | 0 BGN | 0 € |
| Top up through Cashterminal | 1,5% of amount or min. 0,20 BGN | 0,10 € | 1% of amount or min. 0,20 BGN | 0,10 € |
| Online payment | Free | Free |
| Transfer between A1 Wallet users | Free | Free |
| Payment at POS | Free | Free |
| Bank transfers | 1.20 BGN | 0.61 € | 1.00 BGN | 0.51 € |
| Fees for currency exchange | 2% of the amount | 2% of the amount |
| Payment of utility bills | 0.19 BGN | 0.10 € | 0.19 BGN | 0.10 € |
| Vignette payment | Free | Free |
| Withdrawal to A1 Wallet card (Like from gambling site; not applicable for refund and reversal transactions) |
0.9% of the amount | 0.9% of the amount |
| Cash-out to your payment card when performed by us | 1,95 BGN | 1 € | 1,95 BGN | 1 € |
| Issuance of a virtual MasterCard | Free | Free |
| Issuance of a physical card (main, subsequent, replacement of lost / stolen) in Bulgaria |
9.99 BGN | 5.11 € | 9.99 BGN | 5.11 € |
| Monthly fee for virtual card | Free | Free |
| Monthly fee for physical card | Free | Free |
| Issuance of the next virtual card | 1.49 BGN | 0.76 € | 0.99 BGN | 0.51 € |
| ATM withdrawal (in the country) | 0.90% | 0.90% |
| ATM withdrawal (in the EU) | 0.90% | 0.90% |
| Checking amount | 1.00 BGN | 0.51 € | 1.00 BGN | 0.51 € |
| Invite a friend | 2 BGN | 1.02 € + 2 BGN | 1.02 € | 2 BGN | 1.02 € + 2 BGN | 1.02 € |
| Seizure service (for each individual seizure imposed) | 10,00 BGN | 5.11 € | 10,00 BGN | 5.11 € |
| *Your bank may charge fees for loading a digital wallet. | ||
| *Екстра А1 Wallet Unlimited is valid for tariff plans for which it is explicitly stated that it can be activated. | ||
| **Credit Ins: A service fee of BGN 2.00 | 1.02 € has been added to the liability ProfiCredit: A service fee of BGN 1.20 has been added to the liability CEZ: 1% of the liability. |
||
Limits Payment transactions
IBAN transfer
| Verification level 1 | Verification level 2 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Single operation | Daily | Weekly | Monthly | Anually | Single operation | Daily | Weekly | Monthly | Anually | |
| P2P operation | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 6 000 BGN | 3067.75 € | 10 000 BGN | 5112.92 € | 30 000 BGN | 15338.76 € | 60 000 BGN | 30677.51 € | 200 000 BGN | 102258.38 € |
| 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 2 000 BGN | 1022.58 € | 6 000 BGN | 3067.75 € | 10 000 BGN | 5112.92 € | 30 000 BGN | 15338.76 € | 60 000 BGN | 30677.51 € | 360 000 BGN | 184065.08 € | |
| Top up with bank transfer | - | - | - | 30 000 BGN | 15338.76 € | 30 000 BGN | 15338.76 € | - | - | - | 100 000 BGN | 51129.19 € | - |
| Top up with debit/credit card | - | - | - | 30 000 BGN | 15338.76 € | 30 000 BGN | 15338.76 € | - | - | - | 60 000 BGN | 30677.51 € | - |
| Total consumption of outbound P2P transfers, out of system transfers and card operations | - | - | - | 30 000 BGN | 15338.76 € | 30 000 BGN | 15338.76 € | - | - | - | 100 000 BGN | 51129.19 € | 360 000 BGN | 184065.08 € |
| Total consumption of inbound P2P transfers, out of system transfers and card operations | - | - | - | 30 000 BGN | 15338.76 € | 30 000 BGN | 15338.76 € | - | - | - | 100 000 BGN | 51129.19 € | 360 000 BGN | 184065.08 € |
| Minimum amount to top up an account | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € | 10 BGN | 5.11 € |
| Maximum account balance | - | - | - | 30 000 BGN | 15338.76 € | 30 000 BGN | 15338.76 € | - | - | - | 100 000 BGN | 51129.19 € | 360 000 BGN | 184065.08 € |
Card transaction limits (digital, virtual and physical cards)
| Per transaction | 24 hours limit | 7 days limit | 30 days limit |
|---|---|---|---|
| 10 000 BGN | 5112.92 € single payment at POS |
20 000 BGN | 10225.84 € 50 payment at POS for digital and virtual cards and 20 payments at POS for physical cards |
30 000 BGN | 15338.76 € 120 payments at POS for all kinds of cards |
60 000 BGN | 30677.51 € 300 payments at POS for all kinds of cards |
| 10 000 BGN | 5112.92 € single top-up |
20 000 BGN | 10225.84 € 50 top-ups |
30 000 BGN | 15338.76 € 100 top-ups |
60 000 BGN | 30677.51 € 300 top-ups |
| 400 BGN | 204.52 € single ATM withdraw |
1 000 BGN | 511.29 € 5 ATM withdraws |
4 000 BGN | 2045.17 € 35 ATM withdraws |
10 000 BGN | 5112.92 € 90 ATM withdraws |
Verification limits
| Verification limits | Identification requirement |
|---|---|
| 0 BGN | 0.00 € (total loaded and/or received funds since your A1 Wallet profile activation) |
Verification level 1 - Verify identity |
| 2 000 BGN | 1022.58 € Received funds transfer by card or credit transfer |
Verification level 2 - Completion of declaration of origin of funds |
| 30 000 BGN | 15338.76 € (total loaded and/or received funds within 1 month) |
Completion of declaration of origin of funds |